MERLIN FINANCIAL IQ – Your Financial Wizard

Planning Matters When Retirees Start Traveling: Practical tips to embark on peaceful and secure adventures in retirement

Retirees often have the time, freedom, and desire to explore new destinations and make the most of their golden years. With careful planning and attention to detail, senior travelers can ensure their trips are safe, enjoyable, and stress-free. Here are five practical tips to help retirees embark on …Read More
Fear Over Social Security’s Future Leads Some to Claim Retirement Benefits Early

Some Americans are claiming Social Security years before full retirement age out of fear their benefits will be cut once the program runs short on cash. They say they want to get as much in benefits as they can before 2034. That is when the retirement program is projected to deplete its reserves, t…Read More
A Brief History and How to Look at Social Security: Is it about getting the money back or minimizing the risk of bad outcomes?

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socialsecurity

Although Social Security did not come into existence until 1935, it can trace its roots back to the first national pension program for soldiers that was passed in 1776 – prior to the signing of the Declaration of Independence. But this “social security” program was only designed for a small sl…Read More
The New Mortgage Tax on Good Credit Hits the Middle Class!

by: Doug Reed If you've worked hard all your life to keep good credit, pay your bills on time and you want to take out a loan on the American dream, your own home, you'll pay more than that person that doesn’t pay their bills on time and has bad credit. You've been raised correctly, you work hard,…Read More
Gen Z Should Be Your Retirement Role Models: Tips to help your retirement planning as you move towards your goals

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retirement planning

Generation Z, the youngest working generation, is commonly thought of as being consumed with the present and uninterested in the future. However, recent research has shown that this stereotype may not be accurate, as many Gen Z individuals are excelling at saving for retirement, despite being in the…Read More
Building Generational Wealth With Hard Assets : A five-step guide to build a stable source of income and long-term growth

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retirement planning

Generational wealth is the idea of building wealth that can last for several generations, allowing you to create a legacy for your family and provide financial security for future generations. One of the most effective ways to build this type of wealth can be through investing in hard assets that ho…Read More
As Volatility Increases, So Does Retirement Worry: Tips to combat banking failures, inflation, rate hikes and market corrections

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retirement planning

Getting ready for retirement involves more than just calculating how much you will need and the rate you can draw down your savings. The years before you retire is a crucial time to prepare both financially and psychologically. Often – and unfortunately – many retirees underestimate their expens…Read More
Every Tax Deadline You Need To Know

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taxes, taxplanning

Written by Riley Adams, CPA • Reviewed by Miguel Burgos, CPA Updated for Tax Year 2022 • March 2, 2023 03:06 PM The Federal Emergency Management Agency (FEMA) declared certain regions in California, Georgia, and Alabama as federally declared disaster areas due to the disaster caused by recen…Read More
7 Things You Can Do to Trim Your 2023 Tax Bill: Reducing your tax liability can literally save you thousands of dollars

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taxes, taxplanning

Tax season can be a stressful time for many people, especially if you’re not fully prepared. However, with some advance planning and preparation, you can take steps to reduce your tax bill for the upcoming year. Here are 7 things you can do now to trim your 2023 tax bill. Contribute to a Retiremen…Read More
Don’t Forget These Tax Changes as You Prepare Your 2022 Returns: For starters, the filing deadline isn’t April 15 this year

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taxes, taxplanning

By Tom Herman Tax Day is about two months away, and there are some changes taxpayers need to be aware of—ranging from this year’s filing deadline to tax breaks that have expired or shrunk. As a result of numerous changes, many people may be surprised by getting smaller refunds for 2022. Others …Read More

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MERLIN FINANCIAL IQ – Your Financial Wizard

Planning Matters When Retirees Start Traveling: Practical tips to embark on peaceful and secure adventures in retirement

Fear Over Social Security’s Future Leads Some to Claim Retirement Benefits Early

A Brief History and How to Look at Social Security: Is it about getting the money back or minimizing the risk of bad outcomes?

The New Mortgage Tax on Good Credit Hits the Middle Class!

Gen Z Should Be Your Retirement Role Models: Tips to help your retirement planning as you move towards your goals

Building Generational Wealth With Hard Assets : A five-step guide to build a stable source of income and long-term growth

As Volatility Increases, So Does Retirement Worry: Tips to combat banking failures, inflation, rate hikes and market corrections

Every Tax Deadline You Need To Know

7 Things You Can Do to Trim Your 2023 Tax Bill: Reducing your tax liability can literally save you thousands of dollars

Don’t Forget These Tax Changes as You Prepare Your 2022 Returns: For starters, the filing deadline isn’t April 15 this year

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