Individual & Joint Accounts
An Individual Account is for a single person.
A Joint account is a multiple owner account owned by at least two or more people.
Either may be opened with as little as $250 or $25 per month recurring ACH or Payroll Deposit.
The account owner may assign a beneficiary to the account by using a Transfer On Death arrangement.
Individual and Joint accounts are taxable to the account owner and we manage investments in the account using tax minimization strategies and are allocated and managed for efficiency.
Funds of 0 to 5,000 dollars are managed using tax-efficient mutual funds and may be reorganized into ETF’s for accounts over $5,000.